This Guy Sold His Company for 8 Figures Then Lent Out £400M of His Own Money

I met a guy who sold his company for eight figures.

He's lent out £400M since the exit...

He'd spent 27 years in finance. Started at 21 in mortgage-backed securities. Then the crash, then years cleaning up bad loan books for European banks.

In 2013 he raised £93M and put 80% of it straight into commercial property throughout the UK.

Sold the entire portfolio two and a half years later.

Then he did the thing almost nobody does with the money they make from a huge exit.

Lent it out himself.

- Mainly bridging loans
- £400M lent over his career
- Short-term. Secured against property
- No fund. No LPs. His own money

His logic was simple. He'd just spent a decade watching what happens to people who own things when the market turns. He'd rather be the one holding the loan than the one holding the building.

Now he's in Dubai placing other people's deals.

Most founders I meet want to buy another business after they exit, or become a VC hunting for deals.

He wanted to be the one everybody borrows from.

What did you do with the money when you sold?